Dear Bankruptcy,

Dear Bankruptcy,

As a follow-up to my previous correspondence with you several months ago, I write you now only to keep you apprised of the situation. I want you to know that I am not deliberately trying to hurt your feelings, but I feel it is my duty as one of your staunchest supporters to let you know the truth.

In an attempt to squelch the initial rumors I shared with you, I have worked tirelessly educating the masses regarding the misinformation that was swirling around. While I strongly believe that those who I am able to work with directly are now getting the right message about you, I have to tell you that through word of mouth I have heard that someone is still spreading rumors about you.

My intention here is to clear the air, as I will post this letter publicly in the hopes of putting a stop to what is being said behind your back. Please feel free to do the same on your end so that we can get the correct information in front of as many people as possible.

Ok, I’ll just dive into the details, then. Here goes.

(Deep breath, because these may hurt a little)

I think I told you this already, but I’ve recently opened a second office in New Jersey. Bankruptcy help is one of the main services I provide at both offices. As I’ve moved into a new location, I’ve heard some real head-shakers about you. You would never tell someone they can never get a credit card again, right? RIGHT! I mean, obviously, those who need your help will have to reel in their credit card use until you help right their financials, but I have been telling everyone who asks: YES YOU CAN GET A CREDIT CARD AFTER BANKRUPTCY comes into your life.

A friend of a friend came to me (claiming to be “asking for a friend,” sigh) with this question: Will everyone know if I’m involved with Bankruptcy? Again, I am incredulous that there is still such fear at the mere mention of your name. Times have changed, Man! Bankruptcy doesn’t post a public announcement or install a blinking red light in front of your home. However, as I’ve previously been preaching: Needing Bankruptcy’s help is nothing to be ashamed of.

“But we wanted to own a home one day” – I heard this last week from a husband and wife who approached me in town. As challenging as it may be, I continue working to convince people everywhere that an encounter with you is not a life sentence. After all, you aren’t out to attack or harm anyone; you’re here to help.

Even though you and I know that times have changed, it is apparent to me now that I still have more work to do in defending your honor. You have my word that I will continue in earnest to defeat any and all Bankruptcy myths that I encounter. You and I are in this together, friend.

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A Letter to Bankruptcy

Dear Bankruptcy,

Oh how thee have gotten such a bad rap over the years. It’s a shame because of all the good you can do! I know it must hurt your feelings when people believe myths about you that simply aren’t true.

I recently heard the most incredulous Bankruptcy myth: that you don’t even exist anymore! Just because a few more rules have been put into place so people don’t abuse you does not eradicate your existence. Bankruptcy, I know you are real, and I know that you just want to help people.

This next one you might not have even heard yet. Did you know that some people are spreading rumors about me, too? It has been said that “consulting with me (or another one of the law people) about you means we can force bankruptcy upon them.” Haha, seriously! As Bankruptcy law helpers, we are exactly that – helpers. Not to mention, it would be illegal for any of us to force anyone to do anything against their will.

Now – I’ve only heard this rumor from a friend of a friend, but I believe it went something like, “The Jones’s can’t ask for help from Bankruptcy because they still pay all of their bills on time.” I did try to explain that your help is available even before people dig themselves into a hole, but I’m not sure my friend believed me.

Please don’t get offended, Bankruptcy, but there are a few things being said about you that, while they aren’t exactly 100% true – they do hold some merit. I guess I’d say these are more like pieces of misinformation than myths. For example: “Making too much money prevents someone from calling upon you for help.” Obviously, it’s not a person’s income alone that determines how badly they need you, Bankruptcy. I’ll be the one to say it: Means Test!!

Brace yourself, because this one may sting a little. I know you’d never do this, but apparently it’s been said that you can destroy people. I mean, as if! Now, I acquiesce that you are indeed one powerful fellow, and naturally you do pack a bit of a punch when you do your thing, but “destroying” someone has never been your M.O. You hang around for what, 7-10 years, but in name only, right? What about all of the good things you do for people, like taking care of everyone they owe money to and stopping foreclosure single-handedly?

Bankruptcy, I know your intentions are good. You are a superhero in my eyes! Don’t fret about the bad press; I’m working hard every day to set people straight, one rumor at a time.

Sincerely,

George