Displaced Homemakers: Getting Back on Track

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Are you a displaced homemaker?

Were you married, unemployed outside the home, and providing care and services for a number of your family members? If so, you were likely dependent on your spouse’s income to meet the financial needs of your family. Women (and men) who meet the above description and then find themselves divorced are referred to as displaced homemakers. The most important thing to know first is that YOU HAVE RIGHTS.

Working and living as a stay-at-home-mom (SAHM) is a stressful, all-consuming job. That’s right; SAHM is an actual job title! The only difference between working as an at home parent and working outside the home is the lack of a paycheck.

When divorce happens to couples who designated one parent to stay home to care for the children and the home, it is natural for the at home parent to panic. After all, if you haven’t been earning an income for a number of years, how are you possibly going to be able to financially support yourself?

You and your spouse made the decision for you to stay at home and raise your children and/or care for your home. When that decision was made, you became entitled to part of the income that was earned by your spouse. If you are currently entering into the divorce process, find a New Jersey divorce lawyer who has successfully worked with displaced homemakers so that you can get the Property Settlement Agreement that you deserve.

When your split is finalized, you’ll have to come up with a plan for supporting yourself after your divorce. Where are you going to live? Will you have to get a job outside of the home? Who will care for your young children? How will you be able to afford to pay for daycare? Do you have any rights to the marital home?

All of these questions can literally plague the mind of a displaced (or soon-to-be displaced) homemaker, causing unimaginable levels of stress and worry. Veitengruber Law knows and understands the plight of the homemaker who has been through a divorce. In fact, we’ve worked with enough displaced homemakers that we decided to partner up with Brookdale Community College’s Displaced Housewives Program.

On February 24, 2016, we will be presenting a workshop specifically for stay-at-home-parents who have been (or will soon be) divorced or separated from the person who was the wage in the relationship.

Topics we will discuss at this interactive workshop will center around real estate, and include: buying, selling, foreclosure, loan modifications and short sales. We will also explain the rights displaced homemakers have to their homes and how the Down Payment Assistance Program works.

Please note that this workshop is not open to the public and you must be pre-screened in order to attend. If you think that you are a displaced housewife, find out if you qualify by calling Laurie Salka at The Displaced Housewives Program at Brookdale Community College. Laurie can be reached at 732-739-6020. You may also email her at lsalka@brookdalecc.edu.

If you are interested in a private consultation with Veitengruber Law regarding your situation, you will be able to schedule a free consultation at the workshop on February 24th. You can also call our office directly (732-852-7295) for a free consultation at any time. We look forward to helping you achieve financial independence!

Image credit: Simon Harrod
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