How Can I Get Free Legal Advice in New Jersey?

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Are you overwhelmed by bills that keep piling up higher and higher? Have you maxed out at least one credit card and can barely make the monthly minimum payment? Do you have months where all of your utility bills do not get paid? Perhaps you’ve been wondering if you are in over your head regarding your mortgage and fear that you may lose your home.

Many people who find themselves in any of the above circumstances can become quite distressed over the fact that they really do need legal advice, but feel that they simply cannot afford it due to their current financial position. It may feel like a no-win situation.

Every month that you continue living with a significant debt burden only makes that burden become heavier and heavier. If you have checked your credit report and/or score lately, you have most probably noticed a rapid decline in your credit score number if you have been living with continual, outstanding debt.

The numbers and information contained in your credit report are exceedingly important to your ability to achieve many of your life’s goals. Overdue bills and/or defaulted loans in your past can and will be noted on your credit report. With each concurrent negative mark on your report, your credit score will drop.

Any potential banks or lenders that you may wish to do business with in the future are going to take a look at your credit report in order to assess how risky it would be for them to lend you money. Any credit score under around 620 will send up a red flag, making it significantly difficult for you to obtain any of the following: auto loan, mortgage, life insurance, loan modification, rental apartment, security clearance, and in some cases, even a job.

Naturally, if you have found yourself with a low or less than optimal credit score, you are probably wondering if you’ll ever be able to turn things around. It can feel like a never ending downward spiral with no obvious way out.

Although you may be under the impression that free New Jersey legal advice doesn’t exist, this is one time when you will be happy to know that you are wrong.

Inspired by his years and years of helping clients in your current situation, George Veitengruber, Esq. has taken it upon himself to offer up a series of no-cost informative legal workshops in NJ. The goal of these seminars is to teach people just like you about: properly reading and comprehending your credit report, reporting and correcting any errors that may be contained in your credit report, understanding how to raise your credit score, and improving how you manage your budget.

The next free workshop will take place on October 30th, 2014 at 7 PM at the Colts Neck public library, located at 1 Winthrop Drive in Colts Neck, NJ. Regardless of your financial situation and the complexity of your money questions, come prepared to ask away! Along with providing you with a wealth of helpful (free!) legal advice, George will answer your specific questions. He will also be scheduling free one-on-one follow-up meetings as well, for those who want them.

George specializes in credit repair, along with bankruptcy, foreclosure defense, loan modification, real estate, debt collection, estate planning, contract disputes, and adoptions. If you have concerns in any of those areas, he is more than happy to answer those questions as well. Free legal advice in New Jersey? It does exist! Tell a friend or bring a friend who may also need some financial guidance. There is absolutely NO obligation, and the only thing we want you to walk away from the workshop with is KNOWLEDGE!

To RSVP, or for more information about the Colts Neck workshop, email ivyjacotlaw@gmail.com, call (732) 852-7295 or click here to send us a message on our website. Follow us on Facebook and Twitter if you’d like to read our weekly blog articles about a wide variety of financial topics.

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