Does Your Paycheck Fall Short? We Can Help.

6814139891_d2ae8de052_zImage credit: Bradley Gordon

Do you find that your income falls just slightly short of covering all of your bills? Are you consistently filled with an underlying anxiety about whether or not you’ll bounce a check this month – which would push you even further into the red?

Money worries can take over your every waking thought, and can even wiggle themselves right into your nightmares, leaving you exhausted and stressed out! You may find yourself wondering time and time again how to possibly stretch your dollar just a little bit further, or if you could shoulder the responsibility of a second (or third) part-time job. Most likely, you’ve also considered selling everything and anything of value in your home that could potentially reap a decent profit.

If these are some of the thought processes that you deal with on a daily basis, what you need is some guidance. It may be possible to make that one job work for you. (It also may be a good idea to take on a short-term, part time gig until you’re not right on the precipice of late bills.) At Veitengruber Law, we’ve made it our business to teach people like you how to make your money work more effectively.

We’ll sit down and talk with you (in a FREE consult if you like our Facebook page) so that we fully understand the financial issues you’re dealing with. No problem is too small or too large for us to tackle. We can negotiate with any and all of your bill collectors so that your monthly payments are lower. If you have a mortgage on your home or another type of personal loan, we will work with your lender(s) to modify your interest rate, monthly payments, length of the loan, and/or mortgage insurance.

If your credit score has been damaged due to overdue payments or unpaid balances, we’ll work with you to teach you how to bring that score back up with no gimmicks.  There are legitimate things you can do to steadily raise your score, and we’ll help you do just that. As we watch your credit score rise, we’ll be able to negotiate your loan terms down even further in a few months, because lenders will see you as less of a risk once you have a higher credit score.

We’ll help you set up a monthly budget that you can manage, and if you are in real dire straits, we will of course discuss the option of filing for a New Jersey bankruptcy with you. If your mortgage is truly unmanageable, we’ll explain your options of selling your home via short sale and moving to a more affordable apartment or smaller home. Can’t afford your car payment anymore? We will negotiate with your car loan lender as well.

Bottom line: there are always possibilities and things we can do to help you out of your current financial situation. Call our office today and set up your consultation appointment. You’ve got nothing to lose, and a lot to gain. (732) 852-7295

4 Responses to Does Your Paycheck Fall Short? We Can Help.

  1. Pingback: How to Get a Handle on Your Budget Using the Envelope System | Veitengruber Law

  2. Pingback: How-to Tuesday: Living on a Tight Budget | Veitengruber Law

  3. Pingback: Are Money Worries Making You Sick? | Veitengruber Law

  4. Pingback: Have Your Wages Been Garnished? You Have Options. | Veitengruber Law

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