Can My Bankruptcy Petition be Denied?


If you have recently found yourself in what appears to be an ever-increasing pile of debt, the good news is that at least you recognize you’ve got a problem. Perhaps you’re in this situation due to unexpected unemployment, an out-of-control spending habit, a mounting mass of medical bills, or divorce. The reason behind your unfortunate ‘lack of funds’ is less important than the fact that you’re seriously considering filing for bankruptcy in order to give yourself the fresh financial start that you need.

As many people before you have realized, the decision to file for bankruptcy is not an easy one to make. It is only natural to go through a period of feeling embarrassed about what you’ve gotten yourself into. It’s important to keep reminding yourself that you are making the best decision possible, and that filing for bankruptcy will enable you to turn your situation around and get you back on track for a successful financial future.

Once the concept of erasing the majority of your debts sinks in, most petitioners feels a giant sense of relief that this safety net exists today. Bankruptcy essentially is a saving grace for a huge number of people who have experienced a significantly rough financial patch. With that being said, it’s of the utmost importance that you file your petition with integrity and precise attention to detail. What many people do not know is that a bankruptcy petition does not have to be excepted by the bankruptcy courts. In fact, there are many bankruptcy blunders that can and will cause your petition to be rejected. It is important to be sure that you are well-versed on all of the rules and regulations regarding each type of bankruptcy, especially the type that applies to your case. Working with a qualified and experienced bankruptcy attorney will ensure that these blunders are avoided so that your debt can be discharged successfully.


Some common reasons that bankruptcy cases may be closed without discharge include:

  • Missing important deadlines by which bankruptcy paperwork must be filed
  • Submitting incomplete paperwork to the bankruptcy trustee
  • Failure to provide your filed tax returns for the four years immediately prior to your bankruptcy petition
  • Submitting paperwork that contains incorrect information, whether intentionally or by accident
  • Failure to complete any credit counseling courses required by bankruptcy court
  • Failure to show adequate proof of identity to the bankruptcy trustee
  • Failure to abide by bankruptcy rules and regulations or terms that were set about in your bankruptcy case (payment schedules, etc.)
  • Failure to work cooperatively with the bankruptcy trustee, i.e. not providing him or her with additional requested information, refusal to relinquish certain assets, etc.
  • Submitting fraudulent information on your bankruptcy complaint, including but not limited to: marital status, falsified income reports, failure to acknowledge ownership of additional real estate, maintaining hidden secret bank accounts, secretive transfers of funds to friends or family members before filing for bankruptcy, failure to disclose knowledge of an upcoming settlement, inheritance, or other significant financial windfall
  • Proposing a chapter 13 repayment plan that is unrealistic

When you’re contemplating filing for bankruptcy, chances are high that you think you can’t afford to work with an experienced attorney – or any attorney, for that matter. After all, you’re broke, right?!? Look for bankruptcy attorneys with high success rates and positive client reviews. Most bankruptcy attorneys fully understand that your financial situation is dire at the moment, and while they will expect to be paid, they want to help you get your feet back on the ground first. Payment plans that work with your financial situation are very common. Have more questions about filing for bankruptcy? We’d love to hear from you!

Photo courtesy of Every Stock Photo

5 Responses to Can My Bankruptcy Petition be Denied?

  1. Pingback: I’m Married; Can I File for Bankruptcy Without my Spouse? | Veitengruber Law

  2. Pingback: Can I Transfer Nonexempt Assets Before Filing for Bankruptcy? | Veitengruber Law

  3. Pingback: Can Creditors Contact Me After a Bankruptcy Discharge? | Veitengruber Law

  4. Pingback: Sometimes Bankruptcy isn’t the Answer | Veitengruber Law

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