How Can I Afford an Attorney? I’m Broke!

broke

Photo courtesy of Dan Moyle

“Slow and steady wins the race.” – Aesop

If you are struggling financially and are considering filing for bankruptcy, you are probably wondering how you can afford to hire a reputable attorney to help you. After all, you already have no money to spare, right?

A common misconception in today’s society is that all attorneys charge exorbitant hourly rates and require eye-popping retainers before they will even consider working with you, even on a bankruptcy or credit counseling matter.

Also, we’re aware that filing for bankruptcy is probably not something you had ever planned on, and that you may feel embarrassed about it, which may prevent you from getting the help you need. Don’t let your pride get in the way, though, because you have a lot more options than you may realize.

It’s important to remember that once your bankruptcy case is filed with the court, you will likely be able to stop making many or all of your monthly payments that you’re currently struggling with, like your mortgage payment, utility bills, credit card payments and more. Eliminating the payments that you are currently drowning in will consequently free up a good percentage of your income.

This will allow you to easily pay your bankruptcy attorney and then some. You will be able to erase a huge chunk of debt from your life and, in some ways, you will be given an amazing chance at a “do over.” This is a way to get your financial life back into a semblance of order, and it is possible. After all, if other people can do it successfully, why not you?

When filing for a Chapter 13 Bankruptcy, only a portion of your attorney fees must be paid before filing. The remainder of your attorney fees will be set into the Chapter 13 payment plan, giving you a period of 3 to 5 years to repay your attorney.

Additionally, Veitengruber Law offers payment plans that are flexible and tailored to meet our clients’ needs, regardless of which type of bankruptcy best fits your life. We happily allow clients to pay what they can afford on a monthly basis. We let you spread out your payments accordingly, as long as you make payments regularly. We are here to walk you step-by-step through your bankruptcy and we understand that you won’t be able to pay all of our legal fees up front.

After all, the reason we entered this field was to help people like you! For a different kind of legal experience, call our office today or visit us on the web. We’re here to show you the way to financial security.

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5 Responses to How Can I Afford an Attorney? I’m Broke!

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